Legal

Risk disclosure

Version 1.2 · Effective 1 July 2026 · Fin-techAI Foundation

Two distinct sets of risk are described here: those of acquiring or holding $FTAI, and those of relying on our analytics in a regulated process. Read whichever applies to you, and preferably both.

In short
  • You can lose the entire value of any $FTAI you acquire. This is a realistic outcome, not a formality.
  • Our scores are probabilistic decision support. Both false positives and false negatives will occur.
  • Coverage is limited to the chains we ingest, and every response states its own coverage.
  • You remain the regulated party. No output from us transfers your obligations to us.

This summary is for orientation and is not part of the agreement. The numbered clauses below govern.

01Total loss of value

Digital assets are volatile and may become worthless. $FTAI may lose all of its value, may never achieve or sustain any particular value, and may become illiquid such that you cannot sell at any price. Do not acquire $FTAI with money you cannot afford to lose entirely.

02No offer, no advice

Nothing published by FIN-TECHAI is an offer to sell or a solicitation to buy any security or financial instrument, nor investment, legal, accounting or tax advice. Where a token sale is conducted, it is conducted under specific documentation and eligibility conditions; those documents govern, and this page does not modify them.

03Regulatory risk

The treatment of digital assets differs by jurisdiction and is changing quickly. A regulator may determine that $FTAI, or a mechanism associated with it, falls within a regime it was not designed for. Consequences may include restricted transferability, delisting, restricted access from your jurisdiction, or the discontinuation of a planned feature such as fee settlement in the token.

Access may be blocked or withdrawn for residents of restricted jurisdictions at any time, including after acquisition.

04Technical risk

Smart contracts may contain defects notwithstanding audit. Bridges, custody arrangements and exchanges may fail or be exploited. Loss of a private key is irreversible and cannot be remedied by us. Network congestion or a chain reorganisation may delay or reverse a transaction you believed settled.

05Liquidity and market structure risk

There may be no liquid market for $FTAI. Where a market exists it may be thin, concentrated in a small number of holders, or subject to manipulation. Published unlock schedules mean supply increases at known dates; price impact from those unlocks is not something anyone can promise to manage.

06Limitations of the analytics

Risk scores, credit signals, route quotes and reconciliation results are probabilistic and derived from public chain data plus third-party reference feeds. They will produce false positives and false negatives. A score is not a determination of legality, creditworthiness or safety.

Coverage is limited to the chains and protocols we ingest. Activity that occurred on a chain we do not index, or off chain entirely, is invisible to us — a counterparty may therefore appear newer, cleaner or thinner than it is. Every response states its own coverage; check it rather than assuming completeness.

Third-party reference data, including sanctions and attribution feeds, may be incomplete, delayed or wrong. We pass through what our sources publish and identify the source, and we cannot warrant its accuracy.

07You remain responsible

If you are a regulated firm, your obligations under applicable AML, sanctions, prudential and consumer regulation remain yours in full. Using FIN-TECHAI does not transfer, share or discharge any of them, and no output from us should be presented to a regulator as a substitute for your own judgement, policies or records.

08Operational and business risk

FIN-TECHAI is a young company. It may fail to achieve its roadmap, may discontinue a module, may change its commercial model, or may cease to operate. Plan any dependency on a single vendor accordingly, including us.

09Forward-looking statements

Statements about future functionality, timing, coverage or token mechanics are forward-looking and not guarantees. They rest on assumptions that may prove wrong, and we update them without any obligation to notify you of a change.

Questions on this document go to legal@fin-techai.com. Material changes are notified at least 30 days before they take effect.