Risk infrastructure for institutions moving money on-chain

FIN-TECHAI is the risk layer for on-chain finance: the judgement that correspondent banking supplied — who the counterparty is, whether the funds are clean, whether a payment should be made — rebuilt for public blockchains. Four modules read public chain data and return signals a regulated institution can act on, and all four are in production today across Ethereum, Base, Arbitrum, Optimism, Polygon, Solana and Tron.

Access to every module is priced and settled in $FTAI, a utility token: held balance sets rate limits and retention, and holders govern pricing and coverage. It carries no ownership interest and no entitlement to profit.

Explore the platform

• Sentinel — transaction scoring & AML screening
• CreditGraph — on-chain underwriting
• PayRoute — settlement routing
• Ledger Mind — treasury policy
• Use cases & solutions
• Integrations
• Pricing
• $FTAI token
• Supply facts
• Security
• Documentation — quickstart, authentication, API reference, webhooks, errors, SDKs
• About, contact, FAQ
• Status, changelog, blog
• Whitepaper, risk disclosure, API terms, terms, privacy

What each module does

Sentinel screens wallets and transactions for sanctions exposure, mixer contact and hop-distance to known-bad addresses, returning a risk score you can defend to an auditor. CreditGraph underwrites a wallet from its own on-chain history — repayment behaviour, collateral discipline and liquidation record — as reason-coded credit signals. PayRoute chooses a stablecoin settlement corridor by landed cost, expected settlement time and destination risk, with the arithmetic shown rather than hidden. Ledger Mind reconciles on-chain treasury movement against your ledger, watches multisig signer changes and policy drift, and closes the month with an evidence trail an auditor accepts.

All four modules run across Ethereum, Base, Arbitrum, Optimism, Polygon, Solana and Tron, share one authentication scheme and one rate limiter, and can be adopted individually. Access is metered per call and priced in the $FTAI utility token: held balance sets rate limits and data retention, and holders govern pricing and coverage. The token carries no ownership interest and no entitlement to profit.

Common questions

Are all four modules actually live?

Yes. Sentinel, CreditGraph, PayRoute and Ledger Mind are all in production with paying customers. Sentinel and Ledger Mind have the longest production history; PayRoute is the newest of the four.

Which chains does FIN-TECHAI cover?

Full coverage — all four modules — on Ethereum, Solana and Tron. Screening only on Base, Arbitrum One, Polygon PoS and BNB Smart Chain. Bitcoin is not ingested.

Can we use one module without the others?

Yes. They share authentication and a rate limiter, and nothing else. Most customers start with one and add a second within a year.

Do you offer a UI, or is it API only?

API first, with a review console for analyst workflows — alert queue, evidence viewer and case notes. The console is included; the value is in integrating the API into the tools your team already uses.

What is the $FTAI token?

$FTAI is the utility token used to pay for access to the FIN-TECHAI risk layer. Held balance sets rate limits and retention, and holders govern pricing and coverage. It carries no ownership interest and no entitlement to profit.

Register for early access to $FTAI, or read the whitepaper.